💰 Stop the Sneaky Spending Bleed

1
🔍 Audit your subscriptions
Seriously, go check right now what's actually hitting your bank account every month. Most people are shocked—there's usually a gym membership you haven't used since 2019 and three streaming services doing their thing quietly.
2
💳 Delete the saved card from one app
Make buying stuff just slightly annoying. When you have to actually dig out your card, half the time you'll remember you didn't really want it anyway. Works like a charm.
3
🚶 Do the 48-hour rule on purchases over £20
Wait two days before buying non-essentials. Impulse passes, smart decisions stick around. You'll be amazed what you "don't need" after 48 hours.
4
🎯 Move a tiny amount to savings before you spend
Even £10 or £20 right after payday, straight to a separate account. You won't miss it, but it adds up, and it feels less like you're punishing yourself—more like you're actually winning.
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